Rejection Codes

The payer's payment service provider can communicate the reason for rejecting a given transaction to the Aggregator using the codes listed in the following table. The first block of the table contains the partner bank and GIROInstant error reasons received in the final status report (FSR). The second block contains error codes specific to purchases executed via the schema. The third block contains a single catch-all error reason code, which is used for all other rejection cases not listed previously. This includes sensitive rejection reasons that cannot be displayed to third parties.

Code	Business case	Rejecting party	From FSR only	From pre-execution check only
AB05	Timeout at beneficiary bank	GIRO	x
AB06	Timeout at payer's bank	GIRO	x
AB07	System participant currently unavailable	Beneficiary bank	x
AG01	Transaction type not permitted for the given account type	Either bank
AM06	Transaction amount lower than the minimum established for the given account	Either bank
AM05	Duplicate message	Payer's bank		x
NOOR	For investigation message: original mandate not found	GIRO	x
Schema-specific error codes
DS0D	Signing certificate revoked, does not pass verification	Payer's bank		x
DS17	Authentication code of the unified data carrier solution is incorrect (signature error)	Payer's bank		x
DS0E	Certificate unavailable	Payer's bank		x
Catch-all error code
MS03	Unspecified reason for refusal	Any party